|FACTS||WHAT DOES WOODSFIELD SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
1) Social Security Number
2) Account Balances
3) Payment History
4) Credit History
5) Credit Scores
6) Checking Account Information
When you are no longer our customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share customers personal information to run there everyday business. In the section below, we list the reasons financial companies can share their customers information personal information, the reasons Woodsfield Savings Bank chooses to share, and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Woodsfield Savings|
|Can you Limit this sharing?|
|For our everyday business purposes- |
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations,
or report to credit bureaus
|For our marketing purposes-|
to offer our products and services to you
|No||We don't share|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates everyday business purposes-|
information about your transactions and experiences
|No||We don't share|
|For our affiliates everyday business purposes- |
information about your creditworthiness
|No||We don't share|
|For non-affiliates to market to you||No||We don't share|
|What We Do|
|How does Woodsfield Savings Bank protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic, and procedural safeguards to protect this information
and we limit access to information to those employees for whom access is appropriate.
|How does Woodsfield Savings Bank collect my personal information?||We collect your personal information, for example, when you:
1) Apply for a loan
2) Give us your income information
3) Provide employment information
4) Give us your contact information
5) Show your drivers license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can't I limit all sharing?||Federal law gives you the right to limit only:
1) Sharing for affiliates everyday business purposes - information about your creditworthiness
2) Affiliates from using your information to market to you
3) Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies.
Woodsfield Savings Bank has no affiliates.
|Non-Affiliates||Companies not related by common ownership and control. They can be financial and non-financial companies.
Woodsfield Savings Bank does not share with non-affiliates so they can market to you.
|Joint Marketing||A formal agreement between non-affiliates financial companies that together market financial products or services to you.
Woodsfield Savings Bank doesn't jointly market.
|Other Important Information|
|For Alaska, Illinois, Maryland, and North Dakota Customers.
We will not share your personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California customers.
We will not share your personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with California privacy laws that apply to us.
For Massachusetts, Mississippi, and New Jersey customers.
We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing without your authorization.
For Vermont customers.
We will not share your personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.