Woodsfield Savings Bank offers mortgages to residents in Monroe County and Southeastern Ohio as either fixed or adjustable rates.
Second mortgages are available at 1% greater than our current mortgage rates.
Trailer mortgages must be switched to real property and will be subject to a rate of 2% greater than current mortgage rates with max terms of 15 years. All rates are disclosed at annual percentage rates (APR).
|Type of Loan||Term||*APR|
|Fixed Rate**||20 year amortized for 30 years||APR as low as 5.15%*|
|20 year||APR as low as 4.25%*|
|15 year||APR as low as 4.00%*|
|10 year||APR as low as 3.75%*|
|5 year||APR as low as 3.35%*|
|Adjustable Rate**||1 year||3.25%|
Click HERE to view our Loan Disclosure.