Woodsfield Savings offers mortgages to residents in Monroe County and Southeastern Ohio as either fixed or adjustable rates.
Second mortgages are available at 1% greater than our current mortgage rates.
Mobile home mortgages must be switched to real property and will be subject to a rate 2% greater than current mortgage rates with max terms of 15 years. All rates are disclosed at annual percentage rates (APR).
|Type of Loan||Term||APR|
|Fixed Rate**||20 year amortized for 30 years||APR as low as 5.15%*|
|20 year||APR as low as 3.90%*|
|15 year||APR as low as 3.75%*|
|10 year||APR as low as 3.35%*|
|5 year||APR as low as 3.10%*|
|Adjustable Rate**||1 year||3.25%|
**APR = Annual Percentage Rate
Actual rates and terms vary based on credit history. Rates are subject to change without notice. Please call our lending department for more details.
Rates accurate as of (Thursday October 19, 2017 2:20 pm )