Serving our community since 1887

Woodsfield Savings offers mortgages to residents in Monroe County and Southeastern Ohio as either fixed or adjustable rates.

Second mortgages are available at 1% greater than our current mortgage rates.

Mobile home mortgages must be switched to real property and will be subject to a rate 2% greater than current mortgage rates with max terms of 15 years. All rates are disclosed at annual percentage rates (APR).

Mortgage Rates

Type of LoanTermAPR
Fixed Rate**20 year amortized for 30 yearsAPR as low as 5.15%*
20 yearAPR as low as 3.90%*
15 yearAPR as low as 3.75%*
10 yearAPR as low as 3.35%*
5 yearAPR as low as 3.10%*
Adjustable Rate**1 year3.25%
2 year3.5%
3 year3.95%

**APR = Annual Percentage Rate
Actual rates and terms vary based on credit history. Rates are subject to change without notice. Please call our lending department for more details.

**Loan Disclosure

Rates accurate as of (Thursday October 19, 2017 2:20 pm )