Mortgage Rates

Woodsfield Savings offers mortgages to residence in Monroe County and Southeastern Ohio as either fixed or adjustable rates.

Second mortgages are available at 1% greater than our current mortgage rates.

Mobile home mortgages must be switched to real property and will be subject to a rate 2% greater than current mortgage rates with max terms of 15 years. All rates are disclosed at annual percentage rates (APR).

Type of Loan Term APR
Fixed Rate** 20 year amortized for 30 years APR as low as 5.15%*
  20 year APR as low as 3.90%*
  15 year APR as low as 3.75%*
  10 year APR as low as 3.35%*
  5 year APR as low as 3.10%*
Adjustable Rate** 1 year 3.25%
  3 year 3.50%
  5 year 3.95%


*APR = Annual Percentage Rate

Actual rates and terms vary based on credit history. Rates are subject to change without notice.

Please call our Lending Department for more details.


** Loan Disclosure

Rates accurate as of (Tuesday, 20 June 2017 13:03)

Online Banking




> Register Consumer Account